You might have saved a healthy deposit, built up a strong credit score, and started looking for the property of your dreams. But, there’s so much noise surrounding the housing market at the moment that you might still be wondering whether right now is a…

Applying for a mortgage can be a challenging process! With so many documents and information you need to put together and the research required to find the most suitable deal If you’re applying for a mortgage, it’s crucial to know in advance all the common…

During last year in the UK, first-time buyers made up 32 percent of all home buyers, and those who bought during the pandemic regretted how much they paid. Nearly a quarter of them paid a higher price compared to the year before. Making such a…

If you’re buying a property in the UK, there’s a good chance that you will need to pay Stamp Duty Land Tax to the Government. Whether you need to pay the Tax and how much you will owe all depends on the price of the…

The competition within the mortgage market among lenders has taken interest rates on products to historic lows. This war on mortgage products is a great opportunity for both homebuyers looking for a new mortgage deal, and for those looking to move home. New data shows…

Tip 1: Save Up for a Large Deposit In order to buy a house, you need to have enough money for a deposit. Usually this is 5%-10% of the house price, however, the bigger the deposit you can put down, the better your mortgage rate…

Life can be unpredictable, with events such as illnesses, unexpected job loss and debt repayments to name a few. Insurance can help you through tough times and help you get back on your feet. Life Insurance and Critical Illness Cover are both types of insurance…

It is more than likely that at some point during your lifetime, there will be an unforeseen event which could lead you to struggle in repaying loans or even your mortgage. Payment Protection Insurance guarantees that these expenditures continue to be paid so both you…

If you’re struggling to afford your first home, then Help to Buy could be the financial lifeline you need. Help to Buy is made up of three different schemes: the Equity Loan, the ISA, and Shared Ownership. These have allowed a huge number of people…