Remortgaging is the process of negotiating a better deal with your current lender or switching to another lender altogether. It can offer many benefits if done correctly, but it’s vital that you seek remortgaging advice before you commit to any new contract.
There are few reasons why you might consider a remortgage. You may want to reduce your monthly payments and save money, protect your finances against potential rate rises, or release equity you’ve built up in your home.
Remortgaging is a big decision to make, and that’s why The Mortgage Genie is here to guide you through the process and do the hard work for you. Our team will help you reach a solution that’s best suited to you.
Our expert advisors are here to make the process as simple as possible. We’ll begin by reviewing your circumstances fully to ensure that we recommend the most suitable product available to you. We will make the process easy to understand and dedicate our efforts based on your priorities.
Not only will we advise you on what is the most suitable and cost-effective deal, we’ll manage the application on your behalf from start to finish.
To get started, get in touch or call us on 033 33 44 33 72 and we’ll talk you through each and every step of your remortgage deal.
Here is our opinion on when you should look at remortgaging.
Timing is vital to secure a smooth application and to avoid any periods of sitting on the lender’s standard variable rate which may result in an increase in your monthly mortgage payment.
Watch on for some other tips.