Can UK citizens buy property in Turkey?

Yes, UK citizens can freely buy property in Turkey, subject to military clearance in certain areas.

What deposit do I need?

Typically 30-50% for foreign buyer mortgages from Turkish banks.

Are Turkish property prices still affordable?

Yes, Turkish property remains significantly cheaper than UK equivalents, particularly in coastal areas. Major cities like Istanbul are more expensive but still affordable by UK standards.

Is Turkish property a good investment?

Turkey offers strong rental yields (6-10%+) in tourist areas and potential for capital appreciation. Currency risk is a consideration for GBP earners.

Turkish Property Mortgages

Turkey offers affordable property with strong rental yields. We help UK buyers find the right finance for Turkish property purchases.

Buying Property in Turkey

Turkey has become increasingly popular with UK buyers, offering affordable properties in stunning coastal and city locations. While Turkish bank mortgages are available to foreign nationals, they typically offer shorter terms (5-15 years) and require larger deposits. UK-based overseas mortgage specialists can sometimes offer more favourable terms.

Turkish bank and UK specialist lender options
Affordable property with strong rental potential
Citizenship-by-investment thresholds explained
Turkish purchase process and military clearance guidance
free initial advice overseas mortgage advice

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Turkish Bank Mortgages

Turkish banks offer mortgages to foreign nationals, typically requiring 30-50% deposit, with terms of 5-15 years. Interest rates are higher than UK rates, reflecting Turkey's economic conditions. Some banks offer foreign currency mortgages (USD or EUR) to avoid Turkish lira volatility.

Military Clearance

All foreign property purchases in Turkey require military clearance to confirm the property isn't in a restricted military zone. This process takes 4-8 weeks and is handled by your Turkish lawyer.

Citizenship by Investment

Turkey offers citizenship to foreign nationals who purchase property worth $400,000+ USD. This can be an additional incentive for higher-value purchases, offering visa-free travel to 110+ countries.

Purchase Process

Turkish property purchases involve obtaining a tax number, opening a Turkish bank account, getting military clearance, and registering the title deed (tapu) at the land registry. The process typically takes 6-12 weeks.