Question 1

How many UK mortgage lenders do you work with?

Accepted Answer

We have access to 80+ UK mortgage lenders through the Primis Mortgage Network, including all major high-street banks, building societies and specialist lenders.

Question 2

Do you charge a fee to recommend a lender?

Accepted Answer

Your initial mortgage consultation is free with no obligation. If you decide to proceed with an application, a broker fee may apply depending on the complexity of your case — typically £199–£299, capped at 1% of the loan amount or £650 (whichever is lower). The exact amount is explained and agreed in writing before any chargeable work begins. Lenders may also pay us a procuration fee on completion.

Question 3

How do you choose which lender is right for me?

Accepted Answer

We match your circumstances — income, deposit, credit history, property type — to each lender's criteria and current rate book, then recommend the one most likely to approve you at the best overall cost.

Question 4

Can I use you to switch lenders at remortgage?

Accepted Answer

Yes. Whether you stay with your current lender (a product transfer) or move to a new one (a remortgage), we'll compare both and show you the cheaper option over the full deal period.

Mortgage Lenders We Work With

HSBC

Barclays

Halifax

Nationwide

Coventry Building Society

NatWest

Santander

Virgin Money

BM Solutions

Accord Mortgages

Leeds Building Society

Skipton Building Society

Kensington Mortgages

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