Sample UK Mortgage Rates
Example rates from UK lenders, shown only after our team has checked them against the lender's published product. They are market examples, not a quotation. Initial advice is free, and any fee is confirmed before you apply.
Market examples, not a quotation. Any figures on this page are examples of rates lenders have published, checked by our team with the date and time shown. They are not a live feed or a personal quote, may not include deals available only through brokers, and can be withdrawn or repriced at any time. The rate you're offered depends on your deposit, income, credit history, property and lender criteria. Speak to an adviser for a rate based on your circumstances.
Please note: lender pricing can change or be withdrawn at short notice, and nobody can predict its direction. If your deal ends in the next six months, speak to an adviser about your options and review again closer to completion.
Example market rates: pending verification
We only show example rates once a member of our team has checked each one against the lender's published product, including its fees, eligibility limits and the time it was observed. No checked set of examples is available at the moment, so we're not showing figures rather than risk showing out-of-date ones.
For rates based on your own deposit, income and property, speak to an adviser. Initial advice is free, and any fee is confirmed before you apply.
How this list is compiled
- Rate type: residential capital-and-interest mortgages, fixed rate, standard product terms. Not applicable to buy-to-let, interest-only or specialist lending.
- LTV bands: 60%, 75%, 90% and 95% loan-to-value — the industry-standard tiers most lenders publish.
- Fees & incentives: where a product fee, cashback or free valuation was published against the headline rate, it's shown in the "note" line. Total cost over the fixed period may differ meaningfully from the headline rate.
- Availability: each example records the lender's published eligibility limits. Some deals are available only through brokers or only direct from the lender, so an example list can never show the whole market.
- Representative assumptions: applicant with a clean credit profile, standard employed income, buying or remortgaging a standard freehold house in England, 25-year term. Your own criteria assessment may produce a materially different result.
- Source & checking: each example is checked by a member of our team against the lender's own published product page, and we record the lender, product, rate, fee, eligibility limits, source link and the date and time it was observed. Automated scans are not treated as verification.
- Freshness rule: examples checked within the last 48 hours are labelled with the time they were checked. Older examples are labelled "last verified" with their date, and are never described as today's rates. If no checked examples are available, we show none.
- Warning: rates can be withdrawn or repriced without notice, sometimes overnight. Always confirm the current rate with an adviser or lender before making a decision.
Plan the numbers before you apply
Use our mortgage calculators alongside example rates
Check estimated repayments, affordability, stamp duty, overpayments and loan-to-value in one place. It helps you compare the headline rate with the real monthly cost before speaking to an adviser.
How Can I Compare Mortgage Rates from Top UK Lenders?
Comparison sites may not show every mortgage available to you, and lender coverage varies. We search with access to 90+ UK lenders — including intermediary-only deals that are not offered directly to the public.
90+ UK Lenders
Advisers with access to 90+ UK lenders via Primis Mortgage Network
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Initial advice is free, with any broker fee typically confirmed and agreed before you apply
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Our advisers can look at the deals available to you through our lender panel. Initial advice is free, and any fee is confirmed before you apply.
Get Your QuoteFrequently Asked Questions
The Mortgage Genie provides mortgage and protection advice. Initial advice, borrowing calculations and criteria assessments are free. Some applications carry a fee, which your adviser will confirm in writing before any application is submitted. Lender or product-related costs may also apply. See our fees page for full detail. Example rates: pending verification.