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Free Mortgage Calculators

Estimate your monthly payments and how much you could borrow — no details needed. These are calculations only, not a quote.

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Mortgage Estimator

Monthly Payment

£1389.58

Total Repayment

£416,874

Total Interest

£166,874

Want a more accurate result?

  • • How much lenders may actually offer you
  • • Which lenders may accept your situation
  • • Which options suit you, after an adviser reviews your circumstances
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Estimates only.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

Eligibility Calculator

Income Multiplier

5.5x

Maximum You Could Borrow

£275,000

Want a more accurate result?

  • • Which lenders are likely to say yes to you
  • • Specialist lenders that go beyond 5.5×
  • • Today's competitive rate for your deposit size
Send an enquiry to an adviser →

Estimate only. Lender criteria vary.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

What Type of Mortgage Do You Need?

Answer a few quick questions and an adviser will review your enquiry and contact you to discuss your options. Any recommendation comes after a full assessment.

Step 1 of 3

Tell us what you want to discuss?

Select the area you'd like help with to get started.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Example market rates: pending verification

We only show example rates once a member of our team has checked each one against the lender's published product, including its fees, eligibility limits and the time it was observed. No checked set of examples is available at the moment, so we're not showing figures rather than risk showing out-of-date ones.

For rates based on your own deposit, income and property, speak to an adviser. Initial advice is free, and any fee is confirmed before you apply.

See how we check example rates.

Why Choose The Mortgage Genie?

90+ UK Lenders

Advisers with access to 90+ UK lenders via Primis Mortgage Network

Honest Advice

Free initial consultation — any broker fee agreed in writing upfront

Fast Response

Most WhatsApp enquiries answered within minutes

Ready to Get Started?

Tell us about your plans and an adviser will look at the options available to you. Initial advice is free.

The Mortgage Genie connects you with qualified mortgage advisors at The Mortgage Genie. Any example rates shown are market examples with the date they were checked, not a quotation.