Home insurance is designed to cover your home for any damage or loss to your house or the contents inside. You will be protected against financial loss should there be an accident or misfortune that affects your home.
There are two main types of home insurance, though combined policies are also available:
Home insurance cover can help you to secure your property investment by paying for the repair or replacement of your assets, ensuring you aren’t left with a huge bill if you suffer misfortune, such as fire, flood, or theft.
While mortgage providers will require you to take out buildings insurance, taking out contents cover too means that you can settle into your new home with peace of mind that you care completely protected and will not be at risk financially if something were to go wrong.
Here at The Mortgage Genie, we’ll work closely with you to ensure that your household insurance comes into play at the right stage of the mortgage application process. After finding you the right mortgage deal, we will also help to secure this valuable cover so you don’t have to do it yourself.
We have access to some of the best home insurance products from some of the most respected providers on the market. Whether you need building insurance, contents insurance, or both, our team of trained advisors will work to fully understand your needs to find a policy that’s perfect for you.
In addition to home insurance, The Mortgage Genie can assist you in sourcing other essential cover for your family and mortgage. Take a look at our mortgage protection insurance, critical illness insurance, income protection insurance, and life insurance to find out more.