Can a broker do a product transfer with Nationwide?

Yes, we can arrange a product transfer with Nationwide on your behalf. We do all the heavy lifting and compare the offered rate against the rest of the market.

Is it cheaper to stay with Nationwide or remortgage?

It depends on your current loan-to-value, credit score, and market conditions. A product transfer has zero legal fees, but another lender might offer a significantly lower interest rate. We'll crunch the numbers for you.

How long does a Nationwide mortgage application take?

Application times vary depending on complexity and lender backlog, but typically a product transfer is instant or takes a few days, while a new application can take 2-4 weeks. We track it constantly to speed things up.

Nationwide Mortgages & Product Transfers

We have access to Nationwide's full range of mortgage products, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel to ensure you get the right deal.

Getting a Mortgage with Nationwide

As the UK's biggest building society, Nationwide offers a competitive range of mortgage products, including their Helping Hand scheme for first-time buyers. If you're an existing customer, we can secure a Nationwide product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.

Access to Nationwide's latest mortgage rates
Hassle-free product transfers for existing Nationwide customers
We compare Nationwide against 90+ other UK lenders
Full management of your application from start to finish
free initial mortgage advice

Step 3 of 5

Tell us about the property

Estimates are fine — we'll refine the numbers together.

Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Nationwide Product Transfers

If your current Nationwide mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.

First-Time Buyers & Home Movers

Nationwide provides various options for those buying a property, including competitive LTV (Loan-to-Value) products and flexible lending criteria. We can help you navigate their requirements to get your application approved smoothly.

Why Use a Broker for Nationwide?

Going direct means you only see one building society's products. By using us, you get access to Nationwide's deals plus our comprehensive panel of 90+ lenders. We handle the paperwork, chase the lender, and ensure you're getting the best possible financial outcome.

Nationwide Building Society at a glance

Established 1846. Headquartered in Swindon. FCA firm reference number 106078.

Specialties

Helping Hand — up to 6x income for first-time buyers
The Mortgage Works (TMW) for BTL
New-build lending
Largest mutual by mortgage book

Typical Nationwide Building Society rate ranges

Indicative broker-facing ranges as of Q3 2026. Rates change daily and depend on your loan-to-value, credit profile and product fees — always confirm the live rate at application.

2-year fixed (60% LTV)

typically 3.95% – 4.40%

5-year fixed (60% LTV)

typically 3.90% – 4.30%

Helping Hand 5-year fixed

typically 4.30% – 4.85%

FTBs, up to 6x income