Can a broker do a product transfer with Coventry?

Yes, we can arrange a product transfer with Coventry Building Society on your behalf. We do all the heavy lifting and compare the offered product with relevant alternatives available through our comprehensive panel.

Is it cheaper to stay with Coventry or remortgage?

It depends on your current loan-to-value, credit score, and market conditions. A product transfer may avoid legal and valuation fees, depending on the lender and product, but another lender might offer a significantly lower interest rate. We'll crunch the numbers for you.

How long does a Coventry mortgage application take?

Application times vary depending on complexity and lender backlog, but typically a product transfer is instant or takes a few days, while a new application can take 2-4 weeks. We track it constantly to speed things up.

Coventry Building Society Mortgages & Transfers

We have access to Coventry Building Society's mortgage products available through our panel, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel.

Getting a Mortgage with Coventry Building Society

Highly rated for customer service, Coventry Building Society offers a competitive range of residential and buy-to-let mortgage products. If you're an existing customer, we can secure a Coventry product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.

Access to Coventry's latest mortgage rates
Hassle-free product transfers for existing Coventry customers
We compare Coventry against 80+ other UK lenders
Full management of your application from start to finish
free initial mortgage advice

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Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Coventry Product Transfers

If your current Coventry mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.

First-Time Buyers & Home Movers

Coventry provides various options for those buying a property, including competitive LTV (Loan-to-Value) products and flexible lending criteria. We can help you navigate their requirements and prepare an application that reflects your circumstances.

Why Use a Broker for Coventry?

Going direct means you only see one building society's products. By using us, you get access to Coventry's deals plus our comprehensive panel of 80+ lenders. We handle the paperwork, chase the lender, and help you assess the costs and suitability of the available options.

Coventry Building Society at a glance

Established 1884. Headquartered in Coventry, West Midlands. FCA firm reference number 150892.

Specialties

Award-winning member service (Which? Recommended Provider)
Straightforward residential and BTL mortgages
Offset mortgages
Interest-only with clear repayment vehicle

Lending criteria highlights

Min income: £25,000
Max LTV: 95% residential, 65% BTL (Godiva)
Max age at term end: 75 (residential)
Self-employed: 2 years' SA302s or accounts

Where Coventry Building Society shines

Consistently top-rated for service (Fairer Finance 5-star)
Offset lending kept simple
Mutual — profits reinvested in member rates

Watch-outs

BTL is via Godiva subsidiary at max 65% LTV
Cautious on complex income structures

Criteria provenance

Source: Coventry Building Society lender or intermediary information, FCA Register records and adviser research

Coventry Building Society does not publish an explicit position on every point covered here. Where that is the case, the guidance reflects our adviser experience and should be confirmed with the lender before application.

Sources & further reading

These links include lender or intermediary information, background reading and FCA Register records. A general lender page does not substantiate every criterion above. Check current criteria before applying. You can independently verify lender authorisation on the FCA Financial Services Register.

Coventry Building Society Mortgages & Transfers — FAQs

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Get Free Expert Advice

Your initial mortgage consultation is free with no obligation. If you decide to proceed with an application, a broker fee may apply depending on the complexity of your case — typically £199–£299, capped at 1% of the loan amount or £650 (whichever is lower). The exact amount is explained and agreed in writing before any chargeable work begins. Lenders may also pay us a procuration fee on completion.

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