Leeds Building Society Mortgages & Transfers
We have access to Leeds Building Society's mortgage products available through our panel, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel.
Getting a Mortgage with Leeds Building Society
Specialising in standard residential, shared ownership, and affordable housing schemes, Leeds Building Society offers a diverse range of mortgage products. If you're an existing customer, we can secure a Leeds Building Society product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.
- Review of Leeds Building Society mortgage products available through our panel
- Hassle-free product transfers for existing customers
- We compare Leeds against 80+ other UK lenders
- Full management of your application from start to finish
- free initial mortgage advice
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Tell us about the property
Estimates are fine — we'll refine the numbers together.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Leeds Building Society Product Transfers
If your current Leeds Building Society mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.
Shared Ownership & Affordable Housing
Leeds Building Society provides strong options for those buying through shared ownership or other affordable housing schemes. We can help you navigate their specific requirements and prepare an application that reflects your circumstances.
Why Use a Broker for Leeds Building Society?
Going direct means you only see one society's products. By using us, you get access to Leeds Building Society's deals plus our comprehensive panel of 80+ lenders. We handle the paperwork, chase the lender, and help you assess the costs and suitability of the available options.
Leeds Building Society at a glance
Established 1875. Headquartered in Leeds, West Yorkshire. FCA firm reference number 164992.
Specialties
- Shared Ownership specialism
- Interest-only residential with clear repayment vehicle
- Retirement Interest-Only (RIO) mortgages
- Holiday lets and BTL
Lending criteria highlights
- Min income: £15,000
- Max LTV: 95% residential (Shared Ownership up to 95% of share)
- Max age at term end: 85 (residential); no upper age for RIO
- Self-employed: 2 years' accounts (1 year considered on referral)
Where Leeds Building Society shines
- One of the largest Shared Ownership lenders
- RIO product for over-55s
- Mutual — surplus reinvested in members
Watch-outs
- Smaller product range than high-street banks
- BTL portfolio limited (max 3 with LBS)
- Source
- Leeds Building Society lender or intermediary information, FCA Register records and adviser research
Leeds Building Society does not publish an explicit position on every point covered here. Where that is the case, the guidance reflects our adviser experience and should be confirmed with the lender before application.
Sources & further reading
These links include lender or intermediary information, background reading and FCA Register records. A general lender page does not substantiate every criterion above. Check current criteria before applying. You can independently verify lender authorisation on the FCA Financial Services Register.
Leeds Building Society Mortgages & Transfers — FAQs
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Your initial mortgage consultation is free with no obligation. If you decide to proceed with an application, a broker fee may apply depending on the complexity of your case — typically £199–£299, capped at 1% of the loan amount or £650 (whichever is lower). The exact amount is explained and agreed in writing before any chargeable work begins. Lenders may also pay us a procuration fee on completion.
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