Can a broker do a product transfer with BM Solutions?

Yes, we can arrange a product transfer with BM Solutions on your behalf. We do all the heavy lifting and compare the offered rate against the rest of the market.

Is it cheaper to stay with BM Solutions or remortgage?

It depends on your current loan-to-value, rental income, and market conditions. A product transfer has zero legal fees, but another lender might offer a significantly lower interest rate. We'll crunch the numbers for you.

Can I go direct to BM Solutions?

No, BM Solutions is a broker-only lender. You must apply through an authorised mortgage intermediary like us.

BM Solutions Buy-to-Let Mortgages & Transfers

We have access to BM Solutions' full range of Buy-to-Let mortgage products, including exclusive deals and product transfers for existing landlord customers. We compare them against our comprehensive lender panel.

Getting a Mortgage with BM Solutions

As a dedicated Buy-to-Let lender (part of the Lloyds Banking Group), BM Solutions offers a highly competitive range of BTL and Let-to-Buy products. If you're an existing customer, we can secure a BM Solutions product transfer (rate switch) for your portfolio, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.

Access to BM Solutions' latest Buy-to-Let rates
Hassle-free product transfers for existing BM Solutions customers
We compare BM Solutions against 90+ other UK lenders
Top-slicing and portfolio landlord expertise
free initial mortgage advice

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Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

BM Solutions Product Transfers

If your current BM Solutions mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage, which is especially useful for landlords wanting to minimise costs. We can arrange this for you while also checking if switching to a new lender would be cheaper.

Buy-to-Let & Portfolio Landlords

BM Solutions provides various options for landlords, including flexible rental cover requirements and options for portfolio landlords. We can help you navigate their specific lending criteria to get your application approved smoothly.

Why Use a Broker for BM Solutions?

BM Solutions is an intermediary-only lender, meaning you cannot go to them directly. By using us, you get access to BM Solutions' deals plus the entire Buy-to-Let market. We handle the paperwork, chase the lender, and ensure you're getting the best possible financial outcome.

BM Solutions at a glance

Part of Lloyds Banking Group. Established 1997. Headquartered in Edinburgh. FCA firm reference number 169628 · broker-only lender.

Specialties

Dedicated Buy-to-Let and Let-to-Buy lender
Portfolio landlord lending (4+ properties)
Top-slicing using surplus personal income
Houses in Multiple Occupation (HMOs) considered

Typical BM Solutions rate ranges

Indicative broker-facing ranges as of Q3 2026. Rates change daily and depend on your loan-to-value, credit profile and product fees — always confirm the live rate at application.

BTL 2-year fixed (60% LTV)

typically 4.20% – 4.80%

BTL 5-year fixed (60% LTV)

typically 4.35% – 4.85%

BTL 2-year fixed (75% LTV)

typically 4.55% – 5.20%