Accord Mortgages & Product Transfers
We have access to Accord's mortgage products available through our panel, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel.
Getting a Mortgage with Accord
As a broker-only lender (part of Yorkshire Building Society), Accord Mortgages offers a competitive range of residential and Buy-to-Let products with common-sense underwriting. If you're an existing customer, we can secure an Accord product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.
- Review of Accord mortgage products available through our panel
- Hassle-free product transfers for existing Accord customers
- We compare Accord against 80+ other UK lenders
- Access to a broker-only lender
- free initial mortgage advice
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Tell us about the property
Estimates are fine — we'll refine the numbers together.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Accord Product Transfers
If your current Accord mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.
First-Time Buyers & Home Movers
Accord provides various options for those buying a property, including competitive LTV (Loan-to-Value) products and flexible lending criteria. We can help you navigate their requirements and prepare an application that reflects your circumstances.
Why Use a Broker for Accord?
Accord is a broker-only lender, meaning you cannot go to them directly. By using us, you get access to Accord's deals plus our comprehensive panel of 80+ lenders. We handle the paperwork, chase the lender, and help you assess the costs and suitability of the available options.
Accord Mortgages at a glance
Part of Yorkshire Building Society Group. Established 2003. Headquartered in Bradford, West Yorkshire. FCA firm reference number 305936 · broker-only lender.
Specialties
- Broker-only lender with common-sense underwriting
- Competitive high-LTV residential lending
- Small deposit / 95% LTV first-time buyer range
- Buy-to-Let with top-slicing available
Lending criteria highlights
- Min income: No formal minimum
- Max LTV: 95% residential, 75% BTL
- Max age at term end: 75 (residential term end)
- Self-employed: 2 years' accounts / SA302s (1 year considered)
- Contractors: Day-rate contractors welcome (weekly rate x 48)
- Min loan: £25,001
- Max loan: £2m
Where Accord Mortgages shines
- Broker-only, so brokers see criteria before you commit
- Manual underwriting on borderline cases
- 1-year self-employed accounts considered
Watch-outs
- Not available direct — you must use an authorised broker
- Interest-only limited compared to some private banks
- Source
- Accord Mortgages lender or intermediary information, FCA Register records and adviser research
Accord Mortgages does not publish an explicit position on every point covered here. Where that is the case, the guidance reflects our adviser experience and should be confirmed with the lender before application.
Sources & further reading
These links include lender or intermediary information, background reading and FCA Register records. A general lender page does not substantiate every criterion above. Check current criteria before applying. You can independently verify lender authorisation on the FCA Financial Services Register.
Accord Mortgages & Product Transfers — FAQs
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Your initial mortgage consultation is free with no obligation. If you decide to proceed with an application, a broker fee may apply depending on the complexity of your case — typically £199–£299, capped at 1% of the loan amount or £650 (whichever is lower). The exact amount is explained and agreed in writing before any chargeable work begins. Lenders may also pay us a procuration fee on completion.
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