Can a broker do a product transfer with Accord?

Yes, we can arrange a product transfer with Accord on your behalf. We do all the heavy lifting and compare the offered rate against the rest of the market.

Is it cheaper to stay with Accord or remortgage?

It depends on your current loan-to-value, credit score, and market conditions. A product transfer has zero legal fees, but another lender might offer a significantly lower interest rate. We'll crunch the numbers for you.

Can I apply directly to Accord?

No, Accord Mortgages only accepts applications through authorised mortgage brokers like us.

Accord Mortgages & Product Transfers

We have access to Accord's full range of mortgage products, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel.

Getting a Mortgage with Accord

As a broker-only lender (part of Yorkshire Building Society), Accord Mortgages offers a competitive range of residential and Buy-to-Let products with common-sense underwriting. If you're an existing customer, we can secure an Accord product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.

Access to Accord's latest mortgage rates
Hassle-free product transfers for existing Accord customers
We compare Accord against 90+ other UK lenders
Access to a broker-only lender
free initial mortgage advice

Step 3 of 5

Tell us about the property

Estimates are fine — we'll refine the numbers together.

Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Accord Product Transfers

If your current Accord mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.

First-Time Buyers & Home Movers

Accord provides various options for those buying a property, including competitive LTV (Loan-to-Value) products and flexible lending criteria. We can help you navigate their requirements to get your application approved smoothly.

Why Use a Broker for Accord?

Accord is a broker-only lender, meaning you cannot go to them directly. By using us, you get access to Accord's deals plus our comprehensive panel of 90+ lenders. We handle the paperwork, chase the lender, and ensure you're getting the best possible financial outcome.

Accord Mortgages at a glance

Part of Yorkshire Building Society Group. Established 2003. Headquartered in Bradford, West Yorkshire. FCA firm reference number 305936 · broker-only lender.

Specialties

Broker-only lender with common-sense underwriting
Competitive high-LTV residential lending
Small deposit / 95% LTV first-time buyer range
Buy-to-Let with top-slicing available

Typical Accord Mortgages rate ranges

Indicative broker-facing ranges as of Q3 2026. Rates change daily and depend on your loan-to-value, credit profile and product fees — always confirm the live rate at application.

2-year fixed (60% LTV)

typically 4.10% – 4.60%

5-year fixed (60% LTV)

typically 4.05% – 4.45%

2-year fixed (90% LTV)

typically 4.60% – 5.20%

Tracker (BoE base + margin)

BoE + 0.55% – 1.00%