Can a broker do a product transfer with Barclays?

Yes, we can arrange a product transfer with Barclays on your behalf. We do all the heavy lifting and compare the offered rate against the rest of the market.

Is it cheaper to stay with Barclays or remortgage?

It depends on your current loan-to-value, credit score, and market conditions. A product transfer has zero legal fees, but another lender might offer a significantly lower interest rate. We'll crunch the numbers for you.

How long does a Barclays mortgage application take?

Application times vary depending on complexity and lender backlog, but typically a product transfer is instant or takes a few days, while a new application can take 2-4 weeks. We track it constantly to speed things up.

Barclays Mortgages & Product Transfers

We have access to Barclays' full range of mortgage products, including exclusive deals and product transfers for existing customers. We compare them against our comprehensive lender panel to ensure you get the right deal.

Getting a Mortgage with Barclays

Whether you're a first-time buyer, moving home, or looking to remortgage, Barclays offers a competitive range of mortgage products, including their popular Green Home mortgages. If you're an existing customer, we can secure a Barclays product transfer (rate switch) for you, often with no legal fees or valuation needed. But before you lock in, we'll check if another lender could save you more money.

Access to Barclays' latest mortgage and Green Home rates
Hassle-free product transfers for existing Barclays customers
We compare Barclays against 90+ other UK lenders
Full management of your application from start to finish
free initial mortgage advice

Step 3 of 5

Tell us about the property

Estimates are fine — we'll refine the numbers together.

Property Value (£) *

Deposit Amount (£)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Barclays Product Transfers

If your current Barclays mortgage deal is coming to an end, you might be offered a product transfer. This is a quick way to secure a new rate without a full remortgage. We can arrange this for you while also checking if switching to a new lender would be cheaper.

First-Time Buyers & Home Movers

Barclays provides various options for those buying a property, including competitive LTV (Loan-to-Value) products and flexible lending criteria. We can help you navigate their requirements to get your application approved smoothly.

Why Use a Broker for Barclays?

Going direct means you only see one bank's products. By using us, you get access to Barclays' deals plus our comprehensive panel of 90+ lenders. We handle the paperwork, chase the lender, and ensure you're getting the best possible financial outcome.

Barclays at a glance

Established 1690. Headquartered in London. FCA firm reference number 759676.

Specialties

Green Home Mortgages for EPC A/B properties
Family Springboard for gifted deposit help
Large-loan / high-net-worth residential
Standard high-street residential and BTL

Typical Barclays rate ranges

Indicative broker-facing ranges as of Q3 2026. Rates change daily and depend on your loan-to-value, credit profile and product fees — always confirm the live rate at application.

2-year fixed (60% LTV)

typically 3.95% – 4.45%

5-year fixed (60% LTV)

typically 3.90% – 4.30%

Green 5-year fixed

typically 3.85% – 4.20%

EPC A or B only

Tracker (BoE base + margin)

BoE + 0.40% – 0.95%