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Home insurance

Home Insurance

Buildings insurance is a lender requirement. Contents cover is optional but means your belongings are protected too. We can arrange both alongside your mortgage.

Why do I need home insurance?

Home insurance cover can help you to secure your property investment by paying for the repair or replacement of your assets, ensuring you aren’t left with a huge bill if you suffer misfortune, such as fire, flood, or theft.

While mortgage providers will require you to take out buildings insurance, taking out contents cover too means that you can settle into your new home with peace of mind that you care completely protected and will not be at risk financially if something were to go wrong.

How can The Mortgage Genie help?

Here at The Mortgage Genie, we’ll work closely with you to ensure that your household insurance comes into play at the right stage of the mortgage application process. After finding you the right mortgage deal, we will also help to secure this valuable cover so you don’t have to do it yourself.

We have access to some of the best home insurance products from some of the most respected providers on the market. Whether you need building insurance, contents insurance, or both, our team of trained advisors will work to fully understand your needs to find a policy that’s perfect for you.

In addition to home insurance, The Mortgage Genie can assist you in sourcing other essential cover for your family and mortgage. Take a look at our mortgage protection insurance, critical illness insurance, income protection insurance, and life insurance to find out more.

Why use a broker for home insurance?

Frequently asked questions

Mortgage lenders require buildings insurance to be in place from exchange of contracts. Contents insurance is optional but strongly recommended.

Buildings insurance covers the structure of the property — walls, roof and permanent fixtures. Contents insurance covers your possessions inside it.

Yes. We time the cover so it starts at the right point in your purchase, so you aren't left uninsured at exchange or completion.

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