Life insurance cover will pay out if you pass away during the term of the contract, ensuring your loved ones are paid a sum agreed in the policy. How much you pay for the cover is determined by your age, health, whether you smoke, and where you live, as well as the amount of cover you want and your desired policy duration.
No matter how carefully we plan, the future is always filled with unknowns. It’s almost unthinkable, but if the worst should happen to the main earner of your family, it can become difficult to pay the mortgage. Life insurance can help to guarantee a future home for your dependents.
Death can be a difficult subject to think about, but planning financially will ensure that your loved ones are never put at risk. The dedicated team at The Mortgage Genie can help you settle on a cover that’s just right for you, allowing you to enjoy life to the full.
Taking out life insurance is often necessary when securing a mortgage too, and we can assist you in applying for both at the same time to keep things simple and straightforward.
Here at The Mortgage Genie, we can build an insurance package to suit your and your family’s needs. We can source life cover for a short period of time to cover a small debt, or we can find insurance with no term so you are covered no matter when tragedy strikes.
After an initial chat we can determine a sum that would suit your needs: whether it’s mortgage life insurance to cover your payments or you want to leave your family a lump sum, we can tailor your life insurance package to suit you.
The Mortgage Genie offers no-obligation complimentary advice to customers across the UK, so that you can make an informed choice regarding your life cover. We’ll take the time to consider your case on an individual level, before recommending the most suitable cover for you and your family.
We work with some of the UK’s leading insurance providers so that we can find you competitive prices on a wide range of life insurance policies. We’ll even help with the paperwork to make sure that the process is as straightforward and efficient as possible.
As well as life insurance, The Mortgage Genie can help you to find other types of cover that are essential for protecting your family and mortgage. Have a look at our mortgage protection insurance, critical illness insurance, income protection insurance, and home insurance to find out more.