Mortgages

Mortgage Services & Advice

We have the best selection of lenders if you are looking for a deal and the best guides if you are looking for advice.

  • Dedicated mortgage advisors

    You are assigned an individual advisor who will help you with every step of the application

  • Same day mortgage approval

    We can help you to find out how much you could borrow in less than 20 minutes

  • Available 7 days a week

    Whenever the time is right to apply for your mortgage, we are there to speak to you

  • Access to 90+ UK Lenders

    We find the best price possible for you on the market bespoke to your individual needs

Dedicated Support for First Time Buyers

While buying your first home is an exciting time, it can also be full of stress, worry and last-minute upsets. The Mortgage Genie is here to help make getting your foot on the property ladder as easy and straightforward as possible. We offer dedicated residential mortgage services for first time buyers, catering for a range of ages, backgrounds and salaries. The Mortgage Genie is here to provide advice and access to a comprehensive range of mortgages from across the market.

The Help to Buy Scheme

The UK government established the Help to Buy scheme to help those who work hard and pay taxes get onto and up the property ladder. The Help to Buy scheme is a collective name for a selection of government support initiatives, including ISAs (where the Government tops up money in your interest-free savings account), equity loans (where the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.), shared ownership (where you can buy a share of the property and, if you wish, purchase the rest later on) and more. Please note that terms and conditions apply to all of these schemes.

Professional Advice for Remortgaging

You may consider remortgaging your home for a number of reasons: if you’d like to switch to a mortgage with a better interest rate, if you need more liquid funds, or if you wish to borrow further funds to extend your property portfolio. Whatever your reasons for choosing to remortgage your property, The Mortgage Genie is here to help. Our team will help you to search a comprehensive range of mortgages from across the market for the deal most suited to your needs and budget, with solid and professional advice.

Company Information

The Mortgage Genie Limited is Registered in England and Wales with Company Number 9803176. The Mortgage Genie Limited is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your initial mortgage consultation is always free of charge. Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £293 and will never be more than 1% of the mortgage amount.