There are many types of mortgage available in today’s market and knowing which one you need to apply for is essential if you want to get the right deal for you. Though all types of mortgage function in a similar way, factors like interest rates,…

You might have saved a healthy deposit, built up a strong credit score, and started looking for the property of your dreams. But, there’s so much noise surrounding the housing market at the moment that you might still be wondering whether right now is a…

If you’re a first-time buyer, you’ll already be aware that climbing onto the first rung of the property ladder isn’t easy. Increasing property prices mean that the average house deposit is rising, and your provider will have all sorts of stringent mortgage requirements you’ll need…

Almost all loans have an interest rate, and mortgages are no exception. The interest rate of a mortgage is the percentage that’s charged on top of the amount you owe, which acts as a payment for using your chosen lender’s services. When choosing your mortgage…

Many people find that buying or selling a property is a very difficult process. In fact, according to a survey conducted by Vivo Property Buyers, 24% of people consider buying a property to be their most stressful life event, while 26% said selling was the…

Before you’ll be able to get a mortgage, you’ll need to save up a deposit for a house. The amount of money you’re able to pay upfront will have a direct effect on how much your chosen lender will allow you to borrow, the rate…

When buying a property, there are various mortgage fees and charges you will be required to pay at different stages of the purchasing process. These can range from small admin fees to larger charges that will cover essential services, and they’ll all have an impact…

Applying for a mortgage can be a challenging process! With so many documents and information you need to put together and the research required to find the most suitable deal If you’re applying for a mortgage, it’s crucial to know in advance all the common…

During last year in the UK, first-time buyers made up 32 percent of all home buyers, and those who bought during the pandemic regretted how much they paid. Nearly a quarter of them paid a higher price compared to the year before. Making such a…