Discover the term over which your mortgage repayments will be spread in two easy steps
The length of time over which you repay your mortgage determines how much you can expect to pay back each month, and also how much you are eligible to borrow in the first place. The Mortgage Genie has designed this straightforward calculator to help you find out what your mortgage term will be. Simply enter in your birth date and expected retirement age and we’ll take care of the rest.
Please note that the minimum mortgage term is 5 years and the maximum is 40.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you.
All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.
Make an appointment to receive mortgage advice suitable for your needs and circumstances.
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Check out our repayments calculator to find out exactly how much you can expect to pay back on your mortgage each month.
Our straightforward calculator lets you see how much you’re eligible to borrow for your mortgage, based on your and your partner’s income.
From first time buyers to new builds, we provide mortgage services to suit every need.
This calculator has been designed by the team at The Mortgage Genie to give you a better idea of how long you will make mortgage repayments for. Results, however, are subject to change and you must not take this calculator as a definitive answer as to your mortgage term. Before taking out a mortgage or reaching out to lenders, you should always check with an expert – give us a call on 033 33 44 72 for your personalised report.