Mortgage Term Calculator

The duration of your mortgage term affects your monthly payments and borrowing capacity. Use our calculator by entering your birth date and expected retirement age in order to find out what your mortgage term will be.

Change Your Term Calculator

If you’re thinking of changing the length of your mortgage term, then you can also use our calculator to see how this would affect your monthly repayments.

Term Calculator...

Please note

  • Mortgage terms range from a minimum of 5 to a maximum of 40 years.

  • The information provided by our mortgage term calculator serves as a guide only, and therefore should not be considered a specific recommendation.

  • Eligibility for all mortgages is contingent upon meeting lender criteria.


For more personalised mortgage advice tailored to your circumstances, schedule an appointment with one of our expert mortgage brokers by calling 01915809890 today.

Company Information

The Mortgage Genie Limited is Registered in England and Wales with Company Number 9803176. The Mortgage Genie Limited is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your initial mortgage consultation is always free of charge. Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £293 and will never be more than 1% of the mortgage amount.