Discover the term over which your mortgage repayments will be spread in two easy steps
The length of time over which you repay your mortgage determines how much you can expect to pay back each month, and also how much you are eligible to borrow in the first place. The Mortgage Genie has designed this straightforward calculator to help you find out what your mortgage term will be. Simply enter in your birth date and expected retirement age and we’ll take care of the rest.
Please note that the minimum mortgage term is 5 years and the maximum is 40.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you.
All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.
Make an appointment to receive mortgage advice suitable for your needs and circumstances.
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Check out our repayments calculator to find out exactly how much you can expect to pay back on your mortgage each month.
Our straightforward calculator lets you see how much you’re eligible to borrow for your mortgage, based on your and your partner’s income.
From first time buyers to new builds, we provide mortgage services to suit every need.
This calculator has been designed by the team at The Mortgage Genie to give you a better idea of how long you will make mortgage repayments for. Results, however, are subject to change and you must not take this calculator as a definitive answer as to your mortgage term. Before taking out a mortgage or reaching out to lenders, you should always check with an expert – give us a call on 033 33 44 72 for your personalised report.
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances. Copyright All Rights Reserved ©2019