Mortgage Affordability Calculator

When obtaining a mortgage, it's crucial to borrow an amount that covers your dream home's cost while also ensuring you can easily manage the required monthly repayments. Our mortgage affordability calculator is designed to assist you in determining the appropriate figure.

How much can I afford to borrow for a mortgage?

Simply tell us the number of applicants, your annual income, as well as the reason for your particular mortgage and we’ll give you an estimation of how much you could afford to borrow from a lender.

You can then get in touch with us, where we’ll be able to show you what your best mortgage options are and how much you’d have remaining each month after making repayments.

We could help you borrow up to: £350,000 Please note this does not guarantee eligibility for a mortgage and will still be subject to suitability and your credit profile. To ensure we can get you the best personalised mortgage quote please reach out to us.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances.

Company Information

The Mortgage Genie Limited is Registered in England and Wales with Company Number 9803176. The Mortgage Genie Limited is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority. The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.


Depending on the complexity of your mortgage there may be a fee for our mortgage advice and arrangement service, which will be discussed and agreed before you make a mortgage application. A typical fee is £293 and will never be more than 1% of the mortgage amount.