This easy-to-use mortgage affordability calculator will allow you to see how much you are eligible to borrow against a house, based on your salary and (if applicable) that of your partner or spouse. Please note that the amount you can borrow varies from lender to lender, and can be affected by factors other than your salary, such as your monthly credit commitments.
Before applying for a mortgage, it is important to be sure that you can keep up with your mortgage repayments both in the short- and long-term. A mortgage is a crucial investment, and you need to know that you can commit to it whatever the future may bring. This mortgage borrowing calculator should give you a rough idea of how much you may be able to commit to. We also recommend that you speak with our team to get expert advice on how much you can afford.
Simply enter your and your partner’s salaries below and hit calculate to get your very own mortgage estimate.
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you.
All mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders.
Make an appointment to receive mortgage advice suitable for your needs and circumstances.
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This calculator is based on the profile of our average customer.
The Mortgage Genie works to bring you into direct contact with the UK’s leading lenders, with a specially selected panel of mortgage vendors on hand to advise and work with our clients to get them the best possible deal on their mortgage.
Our expert team of friendly advisors will take the time to get to know you and your background so that we can provide you with the personalised advice and guidance you need.Set up a Call
Enter your details into our repayments calculator to find out how much your monthly mortgage repayments will be.
Find out your mortgage term with our handy calculator – simply enter your birth date and retirement age to discover your mortgage term.
From first time buyers to new builds, we provide mortgage services to suit every need.
This calculator has been designed by the team at The Mortgage Genie to give you a better idea of how much you are eligible to borrow. Results, however, are subject to change and you must not take this calculator as a definitive answer as to how much you can borrow. Before taking out a mortgage or reaching out to lenders, you should always check with an expert – give us a call on 033 33 44 72 for your personalised report.
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances. Copyright All Rights Reserved ©2019