This week (9 May), a new study has recommended that people from the age of 25 in Britain be given a £10,000 Citizen’s Inheritance to ease inter-generational financial unfairness. The study, titled A New Generational Contract, is the result of a two-year analysis of the…

There are many types of mortgage available in today’s market and knowing which one you need to apply for is essential if you want to get the right deal for you. Though all types of mortgage function in a similar way, factors like interest rates,…

Before you’re able to get a mortgage on your first home, you’ll need to save for a house deposit. The amount of money you’re able to put down upfront will have a direct effect on how much a lender will allow you to borrow, and…

For many people, buying or selling a house can prove to be a difficult process. In fact, 24% of people think that buying a home is the most stressful life event, while an even higher 26% find selling a house most challenging, according to a…

When you take out a mortgage on a home, you’re making a financial commitment that can last for a long time. However, even if you put a lot of work into finding a great mortgage deal, it might not always be the best one for…

In recent years, securing a mortgage and getting a foot onto the property ladder has become much more of a challenge. There are a few factors that are now affecting our ability to save for a home deposit and afford mortgage repayments. Not only are…

On the 2nd November 2017, the Bank of England confirmed that it was increasing its base rate from 0.25% to 0.5% — the first time the UK has seen a rise in interest for a decade. There has been a lot of coverage in the…