Mortgages
Mortgage Services & Advice
We have the best selection of lenders if you are looking for a deal and the best guides if you are looking for advice.
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Dedicated mortgage advisors
You are assigned an individual advisor who will help you with every step of the application
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Same day response
We can help you to find out how much you could borrow in less than 20 minutes (in some cases)
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Available 7 days a week
Whenever the time is right to apply for your mortgage, we are there to speak to you
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Access to 70+ UK Lenders
We aim to find the best price possible for you on the market bespoke to your individual needs
Dedicated Support for First Time Buyers
While buying your first home is an exciting time, it can also be full of stress, worry and last-minute upsets. The Mortgage Genie is here to help make getting your foot on the property ladder as easy and straightforward as possible. We offer dedicated residential mortgage services for first time buyers, catering for a range of ages, backgrounds and salaries. The Mortgage Genie is here to provide advice and access to a comprehensive range of mortgages from across the market.
The Help to Buy Scheme
The UK government established the Help to Buy scheme to help those who work hard and pay taxes get onto and up the property ladder. The Help to Buy scheme is a collective name for a selection of government support initiatives, including ISAs (where the Government tops up money in your interest-free savings account), equity loans (where the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.), shared ownership (where you can buy a share of the property and, if you wish, purchase the rest later on) and more. Please note that terms and conditions apply to all of these schemes.
Professional Advice for Remortgaging
You may consider remortgaging your home for a number of reasons: if you’d like to switch to a mortgage with a better interest rate, if you need more liquid funds, or if you wish to borrow further funds to extend your property portfolio. Whatever your reasons for choosing to remortgage your property, The Mortgage Genie is here to help. Our team will help you to search a comprehensive range of mortgages from across the market for the deal most suited to your needs and budget, with solid and professional advice.