A mortgage is a huge commitment that requires a lot of consideration and research. At The Mortgage Genie, we understand you need all the information you can get, so we’ve created these mortgage guides to help you get to grips with the whole process.
From deciding what mortgage to apply for all the way to renegotiating an existing mortgage, our easy-to-follow guides will have you covered. We’ve also got mortgage calculators that will help you to budget for the future.
Our support doesn’t end there though: if you have any extra questions, get in touch with our insurance and mortgage advisors for free on 033 33 44 33 72.
Explore our range of mortgage tips and FAQs below, and don’t forget to keep up with the latest news on our blog.
A buy-to-let mortgage is a specialised type of mortgage agreement designed for prospective landlords who want to buy a property and rent it out to tenants, but can’t afford to buy it outright using their own capital or savings. As with a traditional mortgage, a…Read More »
If you’re buying a property in the UK, there’s a good chance that you will need to pay Stamp Duty Land Tax to the Government. Whether you need to pay the Tax and how much you will owe all depends on the price of the…Read More »
There are a variety of mortgage fees and charges you may have to pay at different stages in the process, both before and after completion. These can range from small admin fees to larger costs covering essential services, but it’s important that you’re aware of…Read More »
Almost all loans have an interest rate: the percentage charged on top of the amount you owe, which acts as a payment for using the lender’s service. Mortgages are no different: interest is charged as a percentage of the loan amount (known as the ‘capital’…Read More »
There are many types of mortgage available in today’s market and knowing which one you need to apply for is essential if you want to get the right deal for you. Though all types of mortgage function in a similar way, factors like interest rates,…Read More »
Before you’re able to get a mortgage on your first home, you’ll need to save for a house deposit. The amount of money you’re able to put down upfront will have a direct effect on how much a lender will allow you to borrow, and…Read More »
For many people, buying or selling a house can prove to be a difficult process. In fact, 24% of people think that buying a home is the most stressful life event, while an even higher 26% find selling a house most challenging, according to a…Read More »
When you take out a mortgage on a home, you’re making a financial commitment that can last for a long time. However, even if you put a lot of work into finding a great mortgage deal, it might not always be the best one for…Read More »
In recent years, securing a mortgage and getting a foot onto the property ladder has become much more of a challenge. There are a few factors that are now affecting our ability to save for a home deposit and afford mortgage repayments. Not only are…Read More »
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances. Copyright All Rights Reserved ©2018